Investor Presentaiton

GLOBAL BANKING AND INVESTOR SOLUTIONS QUARTERLY RESULTS Global Markets and Investor Services Financing and Advisory Total Global Banking and Investor Solutions In EURM Q123 Q1 22 Change Net banking income 1,931 1,965 -3.3%* Q123 827 Q1 22 790 Operating expenses (1,420) (1,600) -11.4%* (623) (572) Gross operating income 511 365 +29.9%* 204 218 Change Q123 +3.9%* 2,758 +8.8%* (2,043) (2,172) -8.7%* 715 Q1 22 2,755 Change 583 Net cost of risk 14 2 n/s (19) (196) -90.4%* (5) (194) Operating income 525 367 +32.8%* 185 22 x 7.1* 710 389 +0.1% -5.9% +22.6% +15.9%* -97.4% -97.4%* +82.5% +68.5%* -1.3%* -6.1%* Income tax (125) (84) +37.7%* (14) 8 n/s (139) (76) +82.9% +65.9%* Net income 402 284 +31.6%* 171 30 x5.2* 573 314 +82.5% +69.2%* Non controlling Interests 8 12 -35.0%* 0 0 n/s 8 12 -33.3% -35.0%* Group net income 394 272 +34.4%* 171 30 x5.2* Average allocated capital C/I ratio 7,413 7,685 7,142 6,440 74% 81% 75% 72% 565 14,562 14,127 74% 79% 302 +87.1% +73.1%* *When adjusted for changes in Group structure and at constant exchange rates SOCIETE GENERALE 1ST QUARTER 2023 RESULTS | 12 MAY 2023

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