Investor Presentaiton
BANKING RELIEF PACKAGES AUGUST 2020
WELL DIVERSIFIED PORTFOLIO ACROSS GEOGRAPHIC AND INDUSTRY SEGMENTS
KEY MESSAGES
• Well diversified portfolio across geography, industry and asset
class
BOQD
GROUP
TOTAL DEFERRAL BALANCES ($BN)¹
7.7
7.6
7.2
(18.8%)
6.5
6.2
2.8
2.8
2.7
2.6
2.5
.
25% of customers on relief continued to make full or partial
repayments
4.8
4.7
4.5
.
Total deferrals have decreased 18.8% since their peak in April
3.9
3.7
• Banking relief package take-up is broadly consistent with our
underlying industry and geographic spread
•Individual reviews completed of all high risk segments with
loans >$10m not eligible for deferral
THREE MONTH CHECK IN OUTCOMES
Apr-20
May-20
Jun-20
Jul-20
Aug-20
■HL deferral balances
Business lending deferral balances
Bank of Queensland Limited 2020 Full Year Results Presentation
$3.7BN
$2.5BN
1%
1%
3%
8%
17%
12%
Remaining on existing BRP
Cancelled BRP
Seeking relief beyond 6 months
79%
79%
Other COVID-19 support
Change to interest only
Housing Loan Deferrals
SME Deferrals
(1) Total deferral balances differ from those reported to APRA
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