Bank of Georgia Financial Snapshot and Loan Portfolio Quality

Unemployment down to historical low levels Labor market dynamics 1,500 27.2% 1,200 900 600 300 26.7% 26.4% Composition of employment Employed, '000 persons - Unemployment rate, % 100% 100% 30% 11.9% Industry 23.0% 21.9% 21.7% 21.6% 20.6% 19.2% 18.5% 17.6% 1,242 1,217 32.2% 25% 80% 17.9% 80% Agriculture 20% 18.0% 17.3% 60% 15% 40% 70.3% 10% 20% 5% 0% 0% 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 1Q23 Source: GeoStat Source: GeoStat 60% ■Services (incl. construction) 40% 67.8% 20% 0% 2022 2022 Self- employed Hired 58

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