2021 Investor Day slide image

2021 Investor Day

Our 2024 financial aspirations Adj. RoRC+ excl. sign. items Average 2018-2020 Wealth Management Investment Bank 9% 16% Swiss Bank 12% Asset Management Release USD >3 bn of Investment Bank capital¹ over 2021-2022 ~(25)%; targeted investments from 2023 Invest CHF -3 bn of capital¹ into Wealth Management over 2021-2024 +25% 35% Increase capital¹ Strategic Plan 2024 Aspirations Adj. RoRC+ excl. sign. items Wealth Management >18% Investment Bank >12% Swiss Bank >12% Asset Management >45% Corp Center and SRU adj. pre-tax loss CHF 1.4 bn CIR ~80% adj. excl. sign, items CET1 ratio 12-13% Leverage ratio 4.0-4.5% Reported Group ROTE+ ~7% allocated to WM, SB, AM vs. the IB to ~2.0x in 2022 and beyond Invest incremental CHF 1.0-1.5 bn p.a. into growth investments by 2024, progressively increasing from 2022, funded by structural cost savings Corp Center adj. pre-tax loss CHF -0.5 bn CIR adj. excl. sign. items ~70% CET1 ratio >14% pre-B3R Leverage ratio ~4.5% Reported Group ROTE+ >10% Note: Historical information presented according to the new divisional structure is a preliminary estimate based on management accounts and subject to change. Results excluding certain items included in our reported results are non-GAAP financial measures. For further details and reconciliation information, see the Appendix + RORC is a non-GAAP financial measure, see Appendix. Based on average of 13.5% RWA and 4.25% Leverage Return on tangible equity, a non-GAAP financial measure, is calculated as annualized net income attributable to shareholders divided by average tangible shareholders' equity 1 Based on average of 13.5% RWA and 4.25% Leverage CREDIT SUISSE 2021 Investor Day November 4, 2021 48
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