J.P.Morgan Results Presentation Deck
JPMORGAN CHASE & CO.
CREDIT-RELATED INFORMATION, CONTINUED
(in millions, except ratio data)
SUMMARY OF CHANGES IN THE ALLOWANCES
ALLOWANCE FOR LOAN LOSSES
Beginning balance
Net charge-offs:
Gross charge-offs
Gross recoveries collected
Net charge-offs
Provision for loan losses
Other
Ending balance
ALLOWANCE FOR LENDING-RELATED COMMITMENTS
Beginning balance
Provision for lending-related commitments
Other
Ending balance
ALLOWANCE FOR INVESTMENT SECURITIES
Total allowance for credit losses (a)
NET CHARGE-OFF/(RECOVERY) RATES
Consumer retained, excluding credit card loans
Credit card retained loans
Total consumer retained loans
Wholesale retained loans
Total retained loans
Memo: Average retained loans
Consumer retained, excluding credit card loans
Credit card retained loans
Total average retained consumer loans
Wholesale retained loans
Total average retained loans
$ 17,750
$
3Q22
(3)
$ 18,185
$
$
1,104
(377)
727
1,165
2,222
328
1
2,551
61
$ 20,797
0.10 %
1.40
0.56
0.04
0.27
$ 301,347
168,125
469,472
590,490
$1,059,962
$ 17,192
2Q22
$
1,036
(15)
$ 17,750
$
(379)
657
1,230
2,358
(135)
(1)
$ 2,222
47
$ 20,019
0.04%
1.47
0.53
0.03
0.25
$ 299,649
158,434
458,083
577,850
$1,035,933
$
1Q22
976
(394)
582
1,368
20
$ 17,192
$
16,386
$ 2,261
96
1
2,358
$
41
$ 19,591
QUARTERLY TRENDS
0.06 %
1.37
0.50
0.02
0.24
$ 295,460
149,398
444,858
559,395
$1,004,253
$ 18,150
$
$ 16,386
4Q21
$
2,305
(43)
(1)
$ 2,261
$
968
(418)
550
(1,214)
(a) At September 30, 2022 excludes an allowance for credit losses associated with certain accounts receivable in CIB of $30 million.
42
18,689
0.04%
1.28
0.45
0.03
0.22
$ 296,423
148,471
444,894
541,183
$ 986,077
$ 19,500
$
$
3Q21
$
940
(416)
524
(819)
(7)
18,150
2,998
(694)
1
$ 2,305
73
$20,528
(0.01)%
1.39
0.44
0.03
0.21
$ 298,019
141,371
439,390
528,979
$968,369
3Q22 Change
2Q22
3%
7
1
11
(5)
80
2
(6)
NM
NM
15
30
4
-6N N N
1
2
2
2
JPMORGAN CHASE & Co.
3Q21
(9)%
17
9
39
NM
57
(26)
NM
11
(16)
1
1
19
7
12
9
$
$
$
$
NINE MONTHS ENDED SEPTEMBER 30,
2022
16,386
3,116
(1,150)
1,966
3,763
2
18,185
2,261
289
1
2,551
61
$ 20,797
0.07%
1.41
0.53
0.03
0.25
$ 298,840
158,721
457,561
576,025
$1,033,586
$ 28,328
$
$
$
2021
$
3,596
(1,281)
2,315
(7,857)
(6)
18,150
2,409
(106)
2
2,305
73
$ 20,528
(0.01)%
2.18
0.68
0.03
0.32
$299,620
137,012
436,632
521,628
$958,260
2022 Change
2021
(42)%
(13)
10
(15)
NM
NM
(6)
NM
(50)
11
(16)
1
16
5
10
8
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