Investor Presentaiton

Kakao Pay pay No.1 Comprehensive Daily Financial Platform Kakao Pay Key Indices 38 M Accumulated Members MAU 2.2 K W27 tn 1Q TPV 42% YOY 1Q Digital Payment TPV Digital Finance +20% YoY 83% Multi-service Users # OF USE CASES (MARCH.2022) Revenue ■Others Digital Payment Digital Finance (Wbn) (Wbn) 127 123 11 115 107 109 26% 19% 3+ 25% 83% 33% 31% 2+ 1 AAU BREAKDOWN 1) Key Indices as of 1Q22 63% 70% 69% 76% 62% 5% 6% 5% 5% 4% 1Q21 2Q21 3Q21 4Q21 1Q22 2) Kakao Pay's stand alone financials may differ from Kakao consolidated financials MTS (April 2022) Insurance (3Q 2022(E)) Operating Profit 1Q21 2Q21 3Q21 4Q21 1Q22 -8 -1 -1 -29 16

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