Bank Dhofar Corporate Overview

Omani Banking Sector Comparison USD million, 31st December 2018 TOTAL ASSETS Bank Muscat Bank Dhofar 10,944 National Bank of Oman 9,280 Bank Sohar 7,913 HSBC Oman 6,131 Ahli Bank 5,949 USD million, 31st December 2018 Bank Muscat NET LOANS Bank Dhofar 8,205 National Bank of Oman 7,298 Bank Sohar 5,849 Ahli Bank 4,859 HSBC Oman 3,609 NET LOANS GROWTH 31st December 2018 Ahli Bank Bank Muscat Bank Sohar National Bank of Oman HSBC Oman -0.38% Bank Dhofar -2.77% NET PROFIT USD million, 31st December 2018 31,917 Bank Muscat National Bank of Oman 131 Bank Dhofar 131 HSBC 81 Bank Sohar 76 Ahli Bank 75 23,218 USD million, 31st December 2018 بنك ظفار Bank Dhofar TOTAL CUSTOMER DEPOSITS Bank Muscat Bank Dhofar 7,596 National Bank of Oman 6,370 HSBC Oman 5,003 Bank Sohar 4,723 Ahli Bank 4,316 CUSTOMER DEPOSIT GROWTH 31st December 2018 14.45% 7.33% Ahli Bank Bank Muscat 14.53% 14.06% 7.30% 5.87% Bank Sohar HSBC Oman 10.68% -0.31% -0.36% National Bank of Oman Bank Dhofar -4.69% Conversion Rate: 1.00 OMR = 2.5974 USD Source: Banks' Annual & Quarterly Reports Comparison includes only MSM listed banks, Excluding Islamic banks 467 21,981 7

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