Second Quarter 2017 Earnings Report slide image

Second Quarter 2017 Earnings Report

Operating Margin Q2 18.9% 15.6% * 21.7% . 20.2%* Q2 2016 Q2 2017 Q2 2016 Q2 2017 GAAP GAAP Adjusted Adjusted Operating margin • GAAP margin includes the $49 million legal matter accrual and $35 million of WU Way expenses in the current quarter, and $2 million of WU Way expenses and $15 million of expenses related to the settlement with federal and state governments in the prior year period Adjusted margin increased primarily due to benefits from timing of marketing spending and lower commission expense *Note: See appendix for reconciliation of Non-GAAP to GAAP financial measures. The state regulator matter accrual, WU Way related expenses, and the federal and state government settlement are not included in the operating segment results. WESTERN WU UNION Western Union Confidential | ©2017 Western Union Holdings, Inc. All rights reserved. moving money for better 12
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