Barclays Global Financial Services Conference
UK Businesses - market leading franchises.
Growing UK deposit balances
RBS UK Retail & UK Corporate
combined customer deposits (£bn)
UK Market¹ household &
corporate deposits (£bn)
Good blended RoE currently
H1'12 RoE
+18%
+8%
1,600
UK Retail
23.5%
250
234
1,385
198
1.285
1,400
200
UK Corporate
16.5%
1,200
150
1,000
Blended UK R&C
19.2%
FY09 H112 FY09 H112
Increased lending to UK customers
UK Retail & UK Corporate combined gross L&A (£bn)
UK Retail:
+4%
230
220
215
210
200
223
Driven by market leading franchises
#22 for UK Current Accounts
11.7m³ savings accounts
11% mortgage market share
UK Corporate:
#15 SME Bank
# 16 Corporate Bank
c1.2m³ customers
FY09
H112
1 Source: Bank of England, includes UK Private Non-Financial Corporate and UK Household deposits held. 2 GfK NOP Financial Research Survey (FRS) 6 months ending January 2012, market share of all current accounts, 28,811
adults interviewed, UK Retail includes RBS, NatWest and Coutts. 3 June 2012. 4 H112 new business market share. Stock share 8%. 5 RBSG 26% main bank market share. Chaterhouse Business Banking Survey YEQ4 2011; based
on 16,613 interviews with businesses in Great Britain turning over up to £25m pa. 6 pH Group (Experian).
**RBS Group
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