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Investor Presentaiton

mBank Group's historical performance: Balance Sheet Structure of mBank Group's total assets (PLN bn) Structure of mBank Group's liabilities and equity (PLN bn) 208.2 208.2 204.9 204.4 204.9 204.4 198.5 199.5 23.7 19.0 25.7 20.9 10% 198.5 16.7 199.5 16.5 13.6 7% 13.4 13.7 [6.9] 5% 8.2 9.4 22.0 -2.6- [6.5 2.6- 6.8-2.5 15.5 2.6 2.7.1% 13.7 13.4 12.2 6% 13.1 47.2 45.2 22% 47.4 52.7 46.2 1% 1.2=2.0 =1.3 1.7 1.0=1.7- =1.1=2.01% 0.6=2.0 80% 164.1 159.9 164.7 164.0 156.6 119.7 126.6 116.2 118.1 123.4 62% 9.8 14.4 7.2 6.8 06/21 09/21 12/21 03/22 8.5 06/22 4% 1% 2.8; 06/21 2.6 3.4 2.1 2.7 09/21 12/21 03/22 06/22 Amounts due from banks Loans and advances to customers Trading securities Derivative financial instruments Investment securities Other assets Covered Bonds Investor Presentation Amounts due to other banks Amounts due to customers Debt securities in issue Subordinated liabilities Other liabilities Equity (total) Source: mBank Group Consolidated Financial Statements 2022 H1 12
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