Investor Presentaiton

Performance Snapshot (1/2) The Bank achieved a 20.2% growth in profit after tax to N13.5 billion (FY 2020: N11.2 billion). 110,975 65,784 (45,191) FY 2021 N'million Increase Decrease Total 31,341 97,125 (9,821) 14,474 13,515 (72,830) (959) Interest income Interest expense Net-Interest Non-Interest income income Operating Impairment income charges Operating expenses Profit before taxation Taxes Profit after taxation FY 2020 N'million Increase Decrease Total 111,452 (49,305) 27,445 89,592 (7,906) 62,147 12,372 11,242 (69,314) (1,130)

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