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Investor Presentaiton

• AG Central Bank of Trinidad and Tobago Statement on Financial Technology and Virtual Currencies. November 15, 2018 The Central Bank welcomes technological developments that strengthen efficiency and financial inclusion. The Bank is committed to engaging with Fintech companies to understand the possibilities and application to the domestic financial institutions and the Bank itself. • • • The Bank will discuss with its licensed financial institutions how they are adopting Fintech, and their plans to address risk and consumer protection issues. The Bank will engage with companies wishing to provide new financial products involving e.g. virtual currencies and distributed ledger technology to assure that the framework for the conduct of such activities is well established. With respect to virtual currencies, the Bank strongly cautions the public that a) the investments may be volatile and risky; b) the transactions may facilitate money laundering, terrorist funding and other criminal activities; c) investors/depositors will not have the backing of deposit insurance or a financial supervisory agency in case of problems. The Bank does not consider the establishment of a Central Bank digital currency a priority at this time. For the full statement, visit the Bank's website - https://www.central-bank.org.tt/ 3
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