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Investor Presentaiton

CLIENT EXPERIENCE C6 Bank reached the end of 2021 being part of the lives of more than 14 million Brazilians. With this expansion, our responsibility to offer the best. banking experience to our clients also grows. Whether in the offer of innovative products and services or in our transparent communication, the user experience guides all our activities. AGILE METHODOLOGY IN EVERYDAY WORK Reinventing the client experience in an innovative way is the basis of our activity. Along with C6 Bank, a unique way of working was born, which brings together several tools based on agile methodologies. We have an area dedicated to innovation and user experience that guarantees the use of these tools in the development of products and app functionality and, thus, reduces the time to implement improvements. Incorporating these concepts into everyday work is a daily exercise for our teams. For this to happen, we have adopted a set of tools and practices that favor agility, with work in squads - around 54 multidisciplinary teams - that are organized by task and are responsible for monitoring the entire evolution of the bank's products and services. C6 Bank has a clear and well-defined global business strategy, which ensures alignment between the groups, giving assertiveness and speed to the construction of products. This is how we daily create a bank that brings more value, understands people better, and develops innovative products. CONTINUOUS IMPROVEMENT OF THE EXPERIENCE At C6 Bank, we are attentive to the expectations and pains of our users, monitoring spontaneous manifestations in the various communication channels available - client service phone number, Ombudsman, social networks - and through surveys directed to specific topics. From the analysis of this information, new development cycles incorporate improvements to the products, to enhance or solve the difficulties reported by the user. The question we ask ourselves is "how to solve the client's problem with the resources we have at the moment and in the shortest possible time?" The agile methodology that we have adopted provides for development in stages, adding new improvements with each delivery of the product. Thus, we have an app update routine that usually happens every 15 days, to add new products, include improvements, or make corrections. The path that each product or service takes in the bank, from conception to publication on the app stores, involves hundreds of professionals, research, and testing. 25
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