Investor Presentaiton
Behaviouralized ALM as of 30 Jun 2023 - BHFL BAJAJ FINANCE LIMITED
Values in MM | USD 1 – INR 82
-
Particulars
1-7 D
8-14 D 15-30 D
>1-2 M
>2-3 M
>3-6 M
>6 M-1 Y >1-3 Y
>3-5 Y
>5 Y
Total
Cash & Investments
121
37
104
30
10
88
0
389
Advances
85
73
80
177
171
486
839
2,305
Other inflows
0
39
33
269
60
499
554
1,392
236
2,482
8.090
911
2.600
Total Inflows (A)
206
109
222
241
440
556
1,425
2,859
1,628 3,393 11.079
Cumulative Total Inflows (B)
206
316
538
779
1,219
1,775
3,200
6,058
7,686 11,079
Borrowings
13
9
39
56
207
264
1,182
2,612
1,764
995
7.141
Capital Reserves and Surplus
I
1,337
1.337
Other Outflows
133
66
126
118
91
211
554
713
73
515
2.600
Total Outflows (C)
146
75
165
174
298
475
1,736
3,324 1,838
2,848
11,079
Cumulative Total Outflows (D)
146
221
386
560
858
1,333
3,070
6,394
8,232 11,079
Mismatch (E = A - C)
60
34
57
67
142
80
(311)
(466)
(209)
545
Cumulative mismatch (F = B-D)
60
94
151
219
361
441
130
(336)
(545)
Cumulative mismatch as % (F/D)
41%
43%
39%
39%
42%
33%
4%
(5%)
(7%)
0%
Permissible cumulative gap %
(10%)
(10%)
(20%)
Additional borrowings possible
286
In Q1, daily average LCR was 129% as against regulatory requirement of 60%
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