CRT-Eligible Profile Summary slide image

CRT-Eligible Profile Summary

CRT Loan-level Data Disclosure Fannie Mae makes over 100 loan-level disclosure fields available to support CRT analysis - Fields include key loan risk factors, loan term characteristics, collateral characteristics, servicing data, and disposition data, such as (not limited to): Loan and Borrower Characteristics Collateral Characteristics Servicing Data Loan Term Characteristics Property Type Number of Borrowers Number of Units Occupancy Type Servicer Name Mortgage Insurance Cancellation Indicator Original and Current Interest Rate Original and Current UPB HomeReady Program Indicator, and First Time Home Buyer Indicator Original Debt to Income Ratio Original Loan to Value Ratio (LTV) and Combined LTV Ratio (CLTV) Metropolitan Statistical Area Loan Payment History Modification Flag Original Loan Term Origination Date Foreclosure Date High Loan-to-Value Refinance Indicator Borrower FICO and Co-Borrower FICO scores (at origination, deal issuance, and ongoing) Three-digit zip code Property Inspection Waiver Flag(1) Reason and Date as to why a loan balance went to zero Current Loan Delinquency Status Loan Age Maturity Date Disposition Data Last Paid Installment Date Original and Current List Price and Date Detailed Proceed Fields Disposition Date Detailed Expense Fields 1. Available beginning with CAS 2017-C07 and CIRT 2017-7. All prior deals will reflect null values. 47 © 2024 Fannie Mae
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