CRT-Eligible Profile Summary
CRT Loan-level Data Disclosure
Fannie Mae makes over 100 loan-level disclosure fields available to support CRT analysis
- Fields include key loan risk factors, loan term characteristics, collateral characteristics, servicing data,
and disposition data, such as (not limited to):
Loan and Borrower
Characteristics
Collateral Characteristics
Servicing Data
Loan Term Characteristics
Property Type
Number of Borrowers
Number of Units
Occupancy Type
Servicer Name
Mortgage Insurance
Cancellation Indicator
Original and Current Interest Rate
Original and Current UPB
HomeReady Program Indicator, and First
Time Home Buyer Indicator
Original Debt to Income Ratio
Original Loan to Value Ratio (LTV) and
Combined LTV Ratio (CLTV)
Metropolitan Statistical Area
Loan Payment History
Modification Flag
Original Loan Term
Origination Date
Foreclosure Date
High Loan-to-Value Refinance Indicator
Borrower FICO and Co-Borrower FICO scores
(at origination, deal issuance, and ongoing)
Three-digit zip code
Property Inspection Waiver Flag(1)
Reason and Date as to why a loan balance
went to zero
Current Loan Delinquency Status
Loan Age
Maturity Date
Disposition Data
Last Paid Installment Date
Original and Current List Price
and Date
Detailed Proceed Fields
Disposition Date
Detailed Expense Fields
1. Available beginning with CAS 2017-C07 and CIRT 2017-7. All prior deals will reflect null values.
47
© 2024 Fannie MaeView entire presentation