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Investor Presentaiton

Broad-based loan increase Business Loans (Rp tn) - Consolidated Loan Breakdown (Rp bn) - Consolidated BCA Always by your side 337 Dec-21 Sep-22 Dec-22 ΔΥΟΥ AQOQ 306 287 W. Capital Corporate 286,490 306,065 322,176 12.5% 5.3% (+10.2% YoY, +4.3% QoQ) 226 Commercial & SME 190,882 203,547 210,162 10.1% 3.2% 203 179 Investment (+11.2% YoY, +4.6% QoQ) Consumer 153,367 164,965 171,347 11.7% 3.9% Mortgage 97,530 105,003 108,299 11.0% 3.1% Dec-20 Mar-21 Jun-21 Sep-21 Dec-21 Mar-22 Jun-22 Sep-22 Dec-22 Vehicles 40,602 43,776 46,128 13.6% 5.4% Loan Composition (Rp bn) - Consolidated Corporate I Commercial & SME Consumer C.Cards & Others 15,235 16,185 16,920 11.1% 4.5% 636,987 637,131 675,362 681,983 711,262 Sharia Financing 6,248 7,406 7,577 21.3% 2.3% 24.1% 24.3% 23.8% 24.2% 24.1% Total O/S Loans 636,987 681,983 711,262 11.7% 4.3% 30.0% 29.6% 29.3% 29.8% 29.5% Total Facilities 911,088 990,127 1,034,162 13.5% 4.4% 26,174 27,838 32,747 25.1% 17.6% 45.0% 45.0% 45.9% 44.9% 45.3% Corp. Bonds Loans + Corp. Bonds 663,161 709,821 744,009 12.2% 4.8% Dec-21 Mar-22 Jun-22 Sep-22 Dec-22 Analyst Meeting FY-22 PT Bank Central Asia Tbk 10
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