Investor Presentaiton
Broad-based loan increase
Business Loans (Rp tn) - Consolidated
Loan Breakdown (Rp bn) - Consolidated
BCA
Always by your side
337
Dec-21
Sep-22
Dec-22
ΔΥΟΥ
AQOQ
306
287
W. Capital
Corporate
286,490
306,065
322,176
12.5%
5.3%
(+10.2% YoY, +4.3% QoQ)
226
Commercial & SME
190,882
203,547 210,162
10.1%
3.2%
203
179
Investment
(+11.2% YoY, +4.6% QoQ)
Consumer
153,367
164,965
171,347
11.7%
3.9%
Mortgage
97,530
105,003
108,299
11.0%
3.1%
Dec-20 Mar-21 Jun-21 Sep-21 Dec-21 Mar-22
Jun-22 Sep-22 Dec-22
Vehicles
40,602
43,776
46,128
13.6%
5.4%
Loan Composition (Rp bn) - Consolidated
Corporate
I Commercial & SME
Consumer
C.Cards & Others
15,235
16,185
16,920
11.1%
4.5%
636,987
637,131
675,362
681,983
711,262
Sharia Financing
6,248
7,406
7,577
21.3%
2.3%
24.1%
24.3%
23.8%
24.2%
24.1%
Total O/S Loans
636,987
681,983
711,262
11.7%
4.3%
30.0%
29.6%
29.3%
29.8%
29.5%
Total Facilities
911,088
990,127
1,034,162
13.5%
4.4%
26,174
27,838
32,747
25.1%
17.6%
45.0%
45.0%
45.9%
44.9%
45.3%
Corp. Bonds
Loans + Corp. Bonds
663,161
709,821
744,009
12.2%
4.8%
Dec-21
Mar-22
Jun-22
Sep-22
Dec-22
Analyst Meeting FY-22
PT Bank Central Asia Tbk 10View entire presentation