Investor Presentaiton

Sterling Bank Investor Relations About Sterling Bank Sterling Bank Plc is a leading commercial banking establishment in Nigeria. It commenced operations as NAL Bank in 1960. Today, with over N700 billion in assets, more than 165 business offices and over 300 ATMs nationwide, Sterling Bank has grown into a major financial institution. The Bank prides itself as the 'One Customer Bank' that celebrates each customer a unique individual. For further information, please visit http://www.sterlingbankng.com Forward-Looking Statements This release may contain forward-looking statements which reflect Sterling Bank's current views with respect to, among other things, the Bank's operations and financial performance. These forward-looking statements may be identified by the use of words such as "outlook,” “believes,” “expects," "potential,” “continues,” "may," "will," "should," "seeks,” “approximately,” “predicts," "intends,” “plans,” "estimates," "anticipates" or the negative version of these words or other comparable words. Such forward-looking statements are subject to variousrisks and uncertainties. Accordingly, there are or will be important factors that could cause actual outcomes or results to differ materially from those indicated in these statements. Sterling Bank believes these factors include but are not limited to those described in its audited Annual Report for the financial year ended December 31, 2013. These factors should not be construed as exhaustive and should be read in conjunction with the other cautionary statements that are included in this release. Sterling Bank undertakes no obligation to publicly update or review any forward- looking statement, whether as a result of new information, future developments or otherwise. Q1 2014 Results Sterling Bank PLC Sterling Towers 20, Marina Lagos T: +234 1 2600420-9, 2600850-9 W: http://www.sterlingbankng.com 7

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