Investor Presentaiton

Results S Fees 9M22 的 Cards Net R$ 4.1 +18.4% Interest 9M22 billion YOY Income Customer NII R$ 42.3 +26.2% billion Market Activities R$ -3.0 billion Spread (p.a.) 11.2% INVESTOR RELATIONS More information in Earnings Release 3Q22 經酒 Credit Operations R$ 1.1 -5.0% billion Current Account Collection Services R$ 2.9 -0.7% R$ 1.1 YoY billion YoY billion YOY -3.1% YOY Insurance Asset Management¹ n.a. R$ 2.5 -2.7% R$ 0.9 -9.1% billion YOY billion YOY +1.20 Capital Market R$ 1.1 p.p. YoY billion -1.3% YoY 28 [email protected] 0800 286 8484 FAQ www.santander.com.br/faq Asset Management and "Consórcio" fee revenue Financial Highlights

View entire presentation