TypTap's Advantages and Investment Portfolio

Claddaugh Generating Profits for Our Shareholders $160 $140 $120 $100 $80 $60 $40 $20 $0 Cumulative Net Premium Earned Since 2008 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 (1) As of 12/31/22. Excludes the impact of intercompany stop loss agreement. CLADDAUGH Claddaugh is used to opportunistically manage reinsurance cycles for HCI's insurance divisions. $ Since its formation in 2008, Claddaugh has contributed $36M in pre-tax income to HCI. 26 26

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