Investor Presentaiton

Gross Impaired Loans (GIL) By Business Segment Highlights Gross impaired loans decreased 2 basis points quarter-over-quarter to a new cyclical low GIL 104: $MM and Ratios 105 35 32 33 33 30 30 TD 28 bps $2,651 $68/11 bps $2,411 $2,560 $7/1 bp $12/2 bps $2,397 $7/1 bp $2,332 $7/1 bp $1,543/ 76 bps $1,469 / 74 bps $1,621 / 80 bps $1,488 / 71 bps $1,475/ 69 bps $1,040 / 22 bps $930 / $932 / 19 bps 19 bps $902/ 18 bps $850 / 16 bps Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 ■Canadian Retail ■ U.S. Retail ■ Wholesale 55 59

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