Investor Presentaiton

GROUP AND DIVISIONAL PERFORMANCES GROUP EARNINGS ($m) 1,246 Large 3,208 Statutory profit UNDERLYING DIVISIONAL PROFIT3 ($m) 1.2% 1,793 48.1% 4,952 3,343 2,258 (7.6%) 4,576 2 Cash earnings¹ (ex large notable items)² Underlying profit (ex large notable items) ■2H20 ■1H21 1,815 (0.8%) (16.2%) 1,142 1,133 1,190 997 765 9.2% 835 Business & Private Banking Personal Banking Corporate & Institutional Banking New Zealand Banking ■2H20 ■1H21 (1) Refer to page 114 for definition of cash earnings and reconciliation to statutory profit (2) Refers to large notable items in 2H20. No notable items in 1H21 (3) Results in local currency 17 National Australia Bank

View entire presentation