Affirm Results Presentation Deck

Quarterly Transactions affirm Notes: 1. 1.8 0.6 1.2 FY Q4'20 Metrics are unaudited 2.2 0.6 1.6 3.8 1.1 2.7 4.0 1.1 2.9 139% Growth 5.0 Repeat Customer Transactions (M) 1.3 3.7 6.7 1.9 4.9 12.2 3.0 9.2 10.5 2.0 8.5 FY Q1'21 FY Q2'21 FY Q3'21 FY Q4'21 FY Q1'22 FY Q2'22 FY Q3'22 First Time Customer Transactions (M) 85% Repeat Customers 12.0 1.9 10.1 FY Q4'22 11

View entire presentation