Ready Capital Investor Presentation Deck

SBC Investment by Platform $5,000 HISTORICAL INVESTMENT ACTIVITY¹ $4,000 $3,000 $2,000 $1,000 1. 2. 3. 39.0% 10-year CAGR $0 Current 0.8% SBC market share with 1.5% 3-year target $1,537 $862 Pre-2016 (2) $140 $588 2016 $98 $868 2017 In millions. SBC Acquisitions began in 2008; Originations began in 2013 As of October 31, 2022 $372 $1,188 2018 $863 $1,738 2019 ■Acquisitions ■Originations $208 $1,142 2020 $197 READY CAPITAL. $5,272 2021 $660 $3,921 2022 YTD (3) 10

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