Klarna Investor Presentation Deck slide image

Klarna Investor Presentation Deck

We broke the billion dollar mark - USD 1.2 billion revenue. ■ 2020 was defined by Covid-19 and its wide-ranging impacts. It has accelerated the structural shift of preference from credit to debit, with e-commerce becoming an increasingly dominant channel for retail. ■ 87 million active consumers globally are now choosing Klarna for a healthier, simpler and smarter way to shop, pay and bank every day. ■ Globally, the Klarna app now has 18 million monthly active users, and the number of installs has increased 2.4x comparing Q4 '19 to Q4 '20. ■ In the US, we reached 14 million consumers by year end, and more than 3.5 million monthly active app users. Our app averaged 60,000 daily downloads in December and was downloaded close to 4 million times more than our nearest competitor in 2020. ■ More than 250,000 retailers now trust us to connect them with consumers and work together to deliver incremental sales. We signed more high grossing US retailers - including Sephora, Etsy, Macy's, Foot Locker, Urban Outfitters, Ralph Lauren, Timberland, Saks OFF 5th - than any of our competitors. ■ Credit losses as a percentage of total gross merchandise volume decreased across all major markets. ■ We have launched our pay later offering in 4 new markets - Australia, Italy, Belgium and Spain. More to follow next year. For revenue bridge between management accounts view and statutory view see slide 16.
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