Pathward Financial Investor Presentation Deck

1 2 3 4 Leader in Fast-Growing BaaS Sector 血 Top 20 NACHA - Top 20 ACH Originator and Receiver (#15, April 2021) >1 Billion Cards Issued >340,000 Points of distribution for debit and prepaid card issuing >11,000 Branches - networks & distribution channels for Pathward's Agent Bank solutions 13 Pathward Financial, Inc. (Nasdaq: CASH) | 2023 Investor Presentation ~$2.5 Billion Moved daily in ACH and wire services ($) $10 Billion Moved since start of MasterCard Send and Visa Direct programs in 2020 >260,000 ATMs Sponsored >$11 Billion Tax refunds processed annually pathward

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