Ford Investor Conference Presentation Deck

U.S. RETAIL SECURITIZATION Originations And Share + + Ford Credit provides support for Ford and Lincoln dealers and customers through all business cycles Originations volume up YOY due to increased Ford sales and chip availability 729 2018 Avg. # of Contracts Outstanding 2,195 (000) 58% 2018 Number Of Retail Receivables Originated (000) 588 2019 2,141 52% 668 2019 2020 2,132 57% 514 2020 2021 2,010 Financing Share* Retail Installment And Lease 48% 485 2021 2022 1,865 41% 2022 I 213 * Retail Installment and lease share of Ford/Lincoln retail sales (excludes fleet sales) 2022 1,893 41% 2Q22 306 2Q23 1,862 49% 2Q23 Ford 30

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