Investor Presentaiton
Gross Loans
Gross Loans by Geography (€ mn)
■Cyprus
■Russia
■ UK
-19%
Other countries**
-6%
-2%
-4%
28.349
-2%
26.743
-4% 1%
-1%
1.268
26.263
-4%
25.300
1.459 1.230
1.180
1.794
1.284
804
1.194
24.742
706
23.772 24.085 23.926
22.863
1.429
1.172
1.290
1.112
692
667
1.304
1.208
914
1.026
570
1.132
966
1.072
1.033
490
1.140
257
23.828
22.800 22.599 22.020 21.716 21.200 21.320
21.191 20.976
Jun Dec Mar Jun Sep Dec Mar
2013 2013 2014 2014 2014 2014 2015
2015
Jun Sep
2015
•
Group gross loans totalled €22,9 bn at 30
September 2015, compared to €23,9 bn at 30.
June 2015. Gross loans in Cyprus totalled €21,0
bn at 30 September 2015, and accounted for
92% of gross loans of the Group.
Overall, a 19% reduction in Group gross loans.
since June 2013
Domestic loan book reduced by 12% since June
2013, reflecting primarily customers' efforts to
deleverage by using their deposits to pay down
debt
* Gross loans are reported before fair value adjustment on initial recognition relating to loans acquired from Laiki Bank (difference
between the outstanding contractual amount and the fair value of loans acquired) amounting to €1.266 mn (compared to €1.351 mn at 30
June 2015), including loans of discontinued operations/disposal group held for sale.
** Other countries: Romania, Ukraine (until March 2014) and Greece. Furthermore, certain loans and advances in Romania are included,
that previously were reported under Cyprus.
Bank of Cyprus
KOINO
WKYNРIW
2235
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