Wholesale Banking Performance Analysis

Asset funding Balance sheet ($bn) 757 757 Life Insurance Assets 68 Life Insurance Liabilities 67 Shareholders Equity¹ 38 Other Assets 103 Other Liabilities² 56 Liquid Assets 90 90 Short Term Funding 100 Term Funding < 12 Months 20 Short Term Funding of Core Assets 56 Term Funding > 12 Months 96 TFI 20% Core Assets 496 Customer Deposits 324 Assets Liabilities & Equity (1) Shareholder equity excludes preference shares and other contributed equity 103 (2) Other liabilities comprises mainly trading derivatives CFI 65% SFI 85% Funding profile remains robust Term funding maturity profile ($bn) Term Wholesale Funding Maturity Profile as at March 2012 15 25050 FY12 Term Refinancing Requirement National Australia Bank Government Guaranteed (Total $11bn) Non-Government Guaranteed Sep 12 Mar 13 Sep 13 Mar 14 Sep 14 Mar 15 Sep 15 Mar 16 Sep 16 Mar 17 Sep 17 Mar 18 Sep 18 Beyond The weighted average remaining maturity of the Group's term funding index qualifying (includes debt with > 12 months remaining term to maturity, excludes debt with < 12 months) senior and subordinated debt is 3.2 years (3.5 years as at September 2011) The weighted average remaining maturity of the Group's senior and subordinated debt is 2.8 years (2.9 years as at September 2011) ▸ The FY12 term funding requirement is largely driven by the need to refinance term debt that has less than 12 months remaining term to maturity during FY12 104 National Australia Bank

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