Capital Markets & Funding Strategies
0.93
0.27
0.26
Financial Highlights: U.S. Commercial Banking and Wealth Management
Net Income 1,2 ($B)
0.98
Q1
Pre-Provision Pre-Tax Earnings 1.2 ($B)
Q1
Q2
1.14
Q2
Q3
1.07
1.00
Q3
Q4
0.92
0.28
Q4
0.27
0.28
0.28
0.27
0.44
0.27
0.56
0.60
0.38
0.41
0.43
0.22
0.23
0.18
0.19
0.26
0.28
0.27
0.29
0.19
0.20
0.23
0.24
0.28
0.30
0.29
0.31
2020
2021
2022
2020
2021
2022
Reported Adjusted
Reported
Adjusted
Efficiency Ratio 1.2 (%)
55.1
51.1
51.1
48.0
CIBC
2020
2021
Reported
Adjusted
NIMĀ² (%)
54.1
3.50
51.2
3.35
3.39
Q2/22
2020
2021
Q2/22
1 Adjusted results are non-GAAP measures. See non-GAAP section of CIBC's Q2/22 Report to Shareholders. Certain prior period information has been revised. 2 Results were affected by economic impacts from COVID-19
pandemic.
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