H1FY24 Results - Investor Presentation

Noll | Strong Treasury & Markets, Investment Banking and Insurance performance Composition 1% 4% 22% 21% 8% 4% 10% 13% 5% 6% 4% 2% 100% YoY Growth ▼(47%) ▲ 6% >100% 15% ▲ 10% ▼ (6%) ▲ 17% ▲ 12% ▲ 85% ▲ 5% ▲ >100% ▲ 69% ▲ 36% (41%) ▲ 24% 542 76 16 455 1 (87) (8) 51 671 37 5 620 17 5 9 9 14 2 (2) Reported Noll H1FY23 Discont'd Noll Cont'd Noll H1FY23 Corporate Transaction Banking Banking GTM Business Banking Wealth Mgt Cards Other retail products Fund Mgt Debt markets, CF & ECM Other IB biz Insurance (General Others & Life) Cont'd Noll H1FY24 Discont'd Noll Reported Noll H1FY24 Positive growth in H1FY24 Contraction in H1FY24 H1FY23 Noll H1FY24 Noll Continuing Noll Corp Transaction Banking Banking GTM Business Wealth Banking Mgt Cards Other retail products Debt Fund Mgt markets, Insurance Other IB Cont'd Discont'd Reported (General & Others biz Noll Noll Noll CF & ECM Life) H1FY24 9 24 135 132 47 27 59 82 31 35 26 13 620 51 671 H1FY23 17 23 59 114 42 29 51 73 17 33 (11) 8 455 87 542 Wholesale: 70% AmBank Group H1FY24 Results - Investor Presentation Retail: 9% Investment: ▲ 20% 14

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