Vision 2020 Key Initiatives & Business Breakup

Changing Advances Mix and Improving Yields Helping NIMs Yield March 31,2019 March 31,2018 YOY Proportion FY19 C&IB 21,354 16,240 31% 8.9% CB 8,875 7,910 12% (8.6%) 56% Wholesale 30,229 24,150 25% Retail Assets 16,468 10,434 58% LAP 6,453 4,161 55% Credit Cards 5,283 2,244 135% Retail Agri 1,571 1,538 3% BIL 1,459 1,049 39% 14.3% Others 1,701 1,442 18% (13.1%) 44% DB & FI 7,611 5,684 34% Micro-banking 5,028 3,560 41% IFI 1,579 1,543 2% MSME 1,004 581 73% Non-Wholesale 24,079 16,118 49% FY18 yields in brackets Total 54,308 40,268 35% apno ka bank | RBL Bank 21

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