SFIL Group Investor Presentation

STRONG BALANCE SHEET AND CREDIT RATINGS 2021 KEY FIGURES Total Assets EUR 74.8 billion Equity EUR 1.7 billion Leverage Ratio 9.0% Total Capital Ratio 35.3% CET1 Ratio 34.6% SFIL is a fully regulated financial institution supervised by the European Central Bank Seventh largest French bank by size of its balance sheet Business activity is strictly limited to the execution of two public policy missions Strong capital and liquidity position significantly above regulatory LCR Ratio 949% (consolidated) requirements Specific treatment of local government loans of for the calculation the leverage ratio based on the status as public development bank 15 SFIL Group Investor Presentation March 2022

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