Canadian and International Banking Performance Overview

Trend in Specific Provisions ($ millions) 500 400 300 200 100 0 Q4/07 Q1/08 Q2/08 Q3/08 Q4/08 Q1/09 Q2/09 Q3/09 Q4/09 Q1/10 Q2/10 Q3/10 Q4/10 Scotiabank Specific PCLS - Specific PCLs as a % of Avg. Loans & BAs Trend in Net Impaired Loan Formations ($ millions) 1,200 1,000 800 600 400 200 0 0.70% 0.60% 0.50% 0.40% 0.30% 0.20% 0.10% 0.00% Q4/07 Q1/08 Q2/08 Q3/08 Q4/08 Q1/09 Q2/09 Q3/09 Q4/09 Q1/10 Q2/10 Q3/10 Q4/10 Scotiabank 41 42

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