Earnings Performance - Half year ended 30 June 2019

Progress against our 5-year plan : Net profit further increases quarter on quarter CB Consolidated QAR Million Q1 2018 Q2 2018 Q3 2018 Q4 2018 Q1 2019 Q2 2019 Operating Income 919 914 831 845 900 947 Costs 311 309 272 281 278 274 Operating Profit 608 604 559 564 622 673 Provision 236 200 195 205 221 208 Associates Income 43 43 42 42 42 43 Net Profit 405 450 405 403 431 503 Lending Volume 92,728 87,195 84,783 83,702 85,161 84,845 Deposit Volume 79,300 75,116 74,894 71,321 81,597 76,904 NIM 2.3% 2.3% 2.0% 2.0% 2.0% 2.2% C/I Ratio YTD 33.9% 33.8% 32.7% 33.2% 30.9% 28.9% NPL Ratio 5.3% 5.4% 5.5% 5.6% 5.6% 4.9% Coverage Ratio 86.4% 84.2% 83.6% 78.9% 80.3% 96.2% CET 1 9.3% 9.7% 9.7% 10.5% 10.9% 11.0% CAR 14.7% 14.5% 14.6% 15.5% 16.1% 16.3% 18

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