Investor Presentaiton
Fundamentally Robust and Well-capitalised Banking System 20
RDAL
2003 Agentúra pre riadenie dlhu a likvidity.
2023 Debt and Liquidity Management Agency
Asset Quality
Capital Adequacy
19.0
18.5
18.0
17.5
17.0
16.5
16.0
15.5
15.0
14.5
2019
2020
2021
2022¹
1
2018
2019
2020
2021
2022
NPLs as % of Total Gross Loans and Advances
Tier 1 Capital Ratio (%)
4.0
3.5
3.0
2.5
2.0
1.5
1.0
0.5
0.0
2018
-
✓
Supported by measures extended by the National Bank of Slovakia, together with the ECB and European Banking
Authorities, the banking sector is well capitalized, liquid, and profitable
Non-performing loans are on a downwards trend
✓ Large capital buffers
This gives banking system sufficient capital buffers to withstand a wide range of shocks
+
42
175
Source: European Central Bank - Statistical Data Warehouse
Note: 1. Data up to and including Q3 2022View entire presentation