Currency and Interest Rate Outlook

K KASIKORNTHAI Table of Contents ■ Operating Environment ■2021 Financial Targets ■The K-Strategy Financial Performance ■Capital and Dividend ■Summary ■ Appendix K KASIKORNTHAI Appendix Topic บริการทุกระดับประทับใจ Topic ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Slide Page 5-6 7 8-9 10-16 17-18 19 20 - 164 ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Slide Page KBank Strategy Business Highlights Risk and Credit Management Financial Performance 1H21 Highlights Interest Income - net 21-44 45-53 54-66 67-84 68-70 71 Non-interest Income 72 • Net Fee Income 73-74 Other Operating Expenses 75 Loan 76-77 • Asset Quality 78-80 Investment in Securities and Funding Structure 81-84 The Wholly-owned Subsidiaries 85-92 Muang Thai Life Assurance (MTL) 93-104 ➤ Other Information 105-114 ■Banking System and Regulations Update ■Government Policy ■Thai Economic Figures ■IR Contact Information and Disclaimer 115-123 124-141 142-162 163-164 บริการทุกระดับประทับใจ 3 4

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