Investor Presentaiton

Substantial deposit growth improved liquidity Total deposits (Rbn) Group funding mix (%) 14 | 14% 914 1H19 10% 15.2 12.6 7% 1 214 12% 9.2 1 105 10.8 1 028 78.2 74.0 1H19 1H22 1H20 1H21 1H22 ■Customer deposits ■Bank deposits ■Debt securities

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