2Q 2022 INVESTOR PRESENTATION

Segmental Performance - Investments & Brokerage Modest income growth and lower expenses driving strong net income growth in 1H 2022 Assets Under Management (SARbn) SAR (mn) 1H 2022 1H 2021 A% 2Q 2022 2Q 2021 A% مصرف الإنماء alinma bank +2% Income from investments and financing, net 73.2 73.1 76.4 76.3 77.5 46 44 +5% 23 23 -2% Fees from services & other income 320 308 +4% 144 148 -3% Total operating income 366 351 +4% 167 171 -3% Total operating expenses 124 114 +9% 80 80 -0% Income before Zakat 247 237 +4% 22 2Q 21 3Q 21 4Q 21 1Q 22 2Q 22 92 91 +1% QoQ -0% +4% -0% +2% Brokerage Trading Income (SARmn) +42% 34.8 49.3 Brokerage Trading Values (SARbn) 89.2 -29% 63.1 Management Commentary ■ Investment and brokerage (I&B) operating income rose by 4% YoY to SAR 366mn from modest growth in both funded and non-funded income. ■ I&B net income increased 4% YoY from higher income despite a 9% increase in expenses. 1H 21 1H 22 1H 21 1H 22 2Q 2022 INVESTOR PRESENTATION ☐ Brokerage trading income for 1H 2022 rose by 42% despite a 29% reduction in brokerage trading values YoY, while AUM increased by 6% YoY. 42/50

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