Investor Presentation Q1 FY24

Well Diversified Advances Net Funded Advances 66,684 62,942 60,270 Non Funded Advances 15,324 71.0% 73,087 70,209 29.0% ■ Guarantees ■LCs and Acceptances 32,686 34,977 37,778 30,514 (15.2%) 40,866 (15.6%) (15.7%) (16.0%) (15.8%) 34% YoY • 84.4% of Wholesale Exposure is to A- or better rated customers 29,756 30,256 31,707 32,431 32,221 (6.6%) (6.9%) (7.8%) (8.4%) (8.6%) 8% YoY June 2022 Sep 2022 Dec 2022 March 2023 June 2023 Wholesale Retail apno ka bank | RBL Bank (Yields for the Quarter) • • Bank amongst the largest Credit Card issuers in India with over 5% market share in Cards in Force Microfinance Lending is diversified across geographies with top 5 states accounting for 68% of total microfinance advances Scale-up of secured Retail products like Housing Loans, Rural Vehicle Loans, Gold Loans, Micro LAP, Two Wheeler Finance and Used Cars 8

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