Investor Presentaiton

Λ ADVISORY AND OTHER PROFESSIONAL SERVICES Use of Professional Services, 2013 VS. 2019 SMEs Using Professional Services, 2013 VS. 2019 Accounting Marketing Contractual relations 13% 9% 6% 35% There was a dramatic increase in the use of ACCOUNTING SERVICES by SME compared to 2013, which is perhaps due to the DROP IN PRICES of such services (AMD 120K in 2013 vs. AMD 100K now). Market research Business plan 4% Management consulting 4% Investment consulting 4% Audit 3% Legal review of activities 3% Representation of interests Source: SME Research in 2019, SME research in 2013, Ameria CJSC 3% 2019 2013 36

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