Scotiabank Earnings Overview

寫 Scotiabank 9 Scotiabank Risk Review Warren Walker Executive Vice-President Global Credit Risk Management 23 22 Credit risk overview ■ Specific provisions: $130 mm - down $40 mm vs. Q1/04 - down $118 mm vs. Q2/03 ■ Net impaired loans: $(104) mm - down $116 mm vs. Q1/04 - down $482 mm vs. Q2/03 24

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