Investor Presentaiton

Chola Enter a better life Particulars Highlights - YTD Dec23 (II) YTD Dec23 Vs YTD Dec22 murugappa VEHICLE FINANCE Overview Disbursement PBT LOAN AGAINST PROPERTY Overview Disbursement PBT HOME LOAN Overview Disbursement PBT Well-diversified product portfolio spread across 1254 branches PAN India Focused on financing of Commercial, Passenger, Two-wheelers, Tractors and Construction Equipment in both New and Used Vehicles. Our focus continues to be on retail customers especially in smaller towns and rural areas Disbursement of Rs.35,385 Cr, a growth of 29%. PBT at Rs.1,644 Cr, a growth of 7% Focused on financing of Loan Against Property to SME customers for their business needs and operates out of 778 branches PAN India. Over 79% of the book is financed against Self-Occupied residential property as collateral. Disbursement of Rs.9,281 Cr, a growth of 42%. PBT at Rs. 703 Cr, a growth of 25% Focused on providing Home Loans under affordable segment with presence across 648 branches PAN India. 89% of assets are in tier 2,3,4 cities and suburbs of tier 1 cities Disbursement of Rs.4,615 Cr, a growth of 90%. PBT at Rs.319 Cr, a growth of 43% 11

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