Santander Financial Performance
Loan portfolio growth driven by loans to individuals and corporates. Of note was the
increase in cards, mortgages, consumer credit and CIB QoQ and YoY
Total customer loans (Constant € bn) 1
(•)
Jun-22
Jun-21
YoY (%) QoQ (%)
Individuals²
15.9
14.2
11.8
4.3
39.9
39.2
o/w Mortgages
9.3
8.3
11.9
2.6
37.7
35.9
35.9
o/w Consumer credit
2.4
2.3
11.8
5.4
o/w Cards
2.6
2.4
14.6
6.3
SMEs
2.6
2.7
-3.0
-2.5
Corporates & Institutions
12.8
11.9
7.8
0.1
CIB
7.6
6.5
16.5
1.4
Other
0.0
0.0
42.4
18.8
Total customer loans*
39.9
35.9
11.2
2.0
* o/w Government³
4.1
3.9
5.6
-3.9
Jun-21
Sep-21
Dec-21 Mar-22
Jun-22
Santander
Group criteria.
(1) Excludes reverse repos. End period exchange rate as at Jun-22.
(2) Includes Private Banking.
(3) Government loans in local GAAP.
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