Investor Presentaiton

Asset finance portfolio Portfolio remains well diversified Summary › Broad industry spread reducing concentration of asset finance portfolio > Exposure to the construction sector is well spread across a mix of light and heavy vehicles and yellow goods, with strong secondary markets for these assets Asset finance by geography (%) 9% ■ QLD 5% 30% ■ NSW 9% ■ VIC ■ WA 21% 26% ■ NZ ■ Other Asset finance by industry (%) 18% 25% 13% 4% 12% 7% 10% ■Construction Transport Manufacturing ■ Agriculture ■Retail & Whs Trade ■Rental, Hiring ■ Professional ■ Health Care 6% 5% BANK OF QUEENSLAND LIMITED 2022 Full Year Results Presentation ■ Other Asset finance by channel (%) 13% 2% 3% 9% 56% ■Equipment Finance ■Structured Finance ■Dealer Finance ■Cashflow Finance Vendor Finance ■BOQS 17% BOQ GROUP 66 9

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