3Q 2023 INVESTOR PRESENTATION
Financing
مصرف الإنماء
alinma bank
Increase in gross financing during 9M 2023 from 13% growth in retail financing, and 16% in corporate financing
Financing, Gross (SARbn)
143.7
150.5
157.2
+15%
Financing, Gross Composition (SARbn)
12%
Large corporate & project
finance
Mid corporate
Corporate
76%
165.9
173.5
12%
107.9
113.2
117.0
124.2
131.2
173.5
4%
35.9
37.3
40.2
41.6
42.3
3%
QoQ 3Q 22 +5%
4Q 22 +4%
1Q 23
+6%
2Q 23
+5%
3Q 23
Retail
Corporate
Financing, Gross Movement YTD (SARbn)
+15%
13.9
2.8
1.2
173.5
150.5
1.9
3.1
Total
financing,
gross
4Q 22
Home
financing
Personal &
other retail
+10%
financing
+17%
Large
corporate &
project finance
Mid corporate
SME
Total
financing,
gross
+13%
+101%
+24%
3Q 23
3Q 2023 INVESTOR PRESENTATION
SME
Home financing
69%
Retail
24%
Personal & other retail
financing
Management Commentary
■ Gross financing grew 15% during 9M 2023.
■ Retail financing grew 13% YTD from strong momentum in personal & other
financing +17%.
▪ Total corporate financing grew 16% YTD, where mid-corporate rose 101%,
and SME financing increased 24%.
■ Gross financing comprises of 76% corporate and 24% retail as at 30
September 2023.
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