Q1 2005 Performance Highlights

New CICA accounting standards Consolidation of VIES Scotiabank Balance Sheet, $ billions Change Q1/05 Assets Investment securities 5 Personal & credit card loans 3 Total 8 Liabilities Other liabilities 8 Income Statement, $ millions Scotiabank Interest income Interest expense Net interest income Other income Net Impact 15 Q1/05 50 (48) 2 སྱེརྗ (2) Nil Business Line Results 16 16

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