2021 Investor Day slide image

2021 Investor Day

Results excluding items included in our reported results are non-GAAP financial measures. During the implementation of our strategy, we will measure the progress achieved by our underlying business performance. Management believes that such results provide a useful presentation of our operating results for purposes of assessing our Group and divisional performance consistently over time, on a basis that excludes items that management does not consider representative of our underlying performance. Provided below is a reconciliation to the most directly comparable US GAAP measures. Reconciliation of adjustment items (3/3) Group CC SRU in CHF bn Net revenues reported 2020 2019 2018 9M21 2020 2019 2018 2018 APAC in USD bn 3021 LTM 22.4 22.5 20.9 (0.1) (0.3) (0.4) 0.1 (0.7) Net revenues reported 3.7 Real estate gains (0.0) (0.3) (0.0) 0.0 (0.0) (0.0) Real estate gains (Gains)/losses on business sales 0.0 (0.1) 0.0 0.0 0.0 (Gains)/losses on business sales Valuation adjustment related to major litigation 0.1 Major litigation recovery Gain related to InvestLab transfer (0.3) (0.3) Gain on equity investment in Allfunds Group (0.1) Gain on equity investment in SIX Group AG (0.2) (0.5) Gain on equity investment in Pfandbriefbank (0.1) Impairment on York Capital Management Net revenues adj. excl. sign. items Provision for credit losses 0.4 o/w Gain on equity investment in Allfunds Group o/w Gain on equity investment in SIX Group AG Net revenues adj. excl. significant items Provision for credit losses (0.2) 3.5 0.1 22.1 21.4 20.8 0.0 (0.3) (0.4) 0.1 (0.7) Total operating expenses reported 2.3 1.1 0.3 0.2 (0.0) 0.0 0.0 0.0 0.0 Restructuring expenses (0.0) Total operating expenses reported 17.8 17.4 17.3 1.3 1.8 1.4 0.4 0.7 Major litigation provisions Restructuring expenses (0.2) (0.6) 0.0 (0.0) 0.0 (0.0) Expenses related to real estate disposals Major litigation provisions (1.0) (0.4) (0.2) (0.7) (0.9) (0.4) (0.0) (0.1) Expenses related to business sales Expenses related to real estate disposals (0.1) (0.1) 0.0 Expenses related to business sales (0.1) (0.0) Expenses related to equity investment in Allfunds Group (0.0) Expenses related to equity investment in Allfunds Group Total operating expenses adj. excl. sign. items 16.6 16.9 16.4 0.6 0.9 1.0 0.4 0.5 Total operating expenses adjusted excl. sign. items 2.3 Pre-tax income/(loss) reported 3.5 4.7 3.4 (1.3) (2.2) (1.9) (0.3) (1.4) Pre-tax income/(loss) reported 1.4 Total adjustments, significant items and Archegos 0.9 (0.6) 0.8 0.8 0.9 0.4 0.0 0.1 Total adjustments and significant items (0.2) Pre-tax income/(loss) adj. excl. sign. items 4.4 4.1 4.2 (0.6) (1.2) (1.4) (0.3) (1.2) Pre-tax income/(loss) adj. excl. sign. items 1.1 1 Current divisional structure CREDIT SUISSE 2021 Investor Day November 4, 2021 106
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