KASIKORNBANK Economic and Subsidiaries Performance Overview
K
KASIKORNTHAI
Other Figures
Million Baht
Housing Loans / GDP
Million Baht
600,000
500,000
400,000
% to GDP
300,000
5,000,000
26.6
27.3 26.9 26.7 26.7
30
200,000
100,000
4,000,000
22.0 22.3 22.3 22.6 23.2
25
21.0
0
19.4
17.7 17.4 18.0 18.3
20
3,000,000
20
2009
15
2,000,000
1,000,000
1,709,897
1,885,139
2,034,137
2,263,552
2,510,012
2,783,129
3,021,811
3,251,488
3,448,852
3,706,397
3,918,565
0
2009
--% Housing Loans to GDP (RHS)
4,172,556
4,410,235
4,666,198
4,702,217
4,755,808
15
10
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Credit Card Loans/GDP
% of GDP
3.5
2.0 2.0 2.0 2.1 2.2 2.4 2.4 2.5 2.5 2.6
2.7
2.9 2.8 2.8
2.6 2.6
3.0
2.5
2.0
1.5
261,553
318,141
333,493
360,096
394,123
418,747
457,090
449,733
458,181
482,966
456,783
461,284
1.0
0.5
0.0
2012
2015
2018
2021
1H23
Credit Card Loan Outstanding (LHS) Credit Card Loan to GDP (RHS)
Note 1) Credit card loans represent outstanding credit card loans from commercial banks and non-banks,
excluding SFIs, saving cooperatives and others financial Institutions
Personal Loans/GDP
Million Baht
900,000
2015
2012
Housing Loans for Personal Consumption (LHS)
2018
2021
1H23
600,000
2.2
Note Housing loans represent outstanding housing loans for personal consumption
granted to individuals of householders by financial institutions (including
Commercial banks, Finance companies, Credit financiers, SFIs, and Insurance
companies but excluding Saving Cooperatives and others financial Institution)
300,000
Source: BOT, NESDC
K
KASIKORNTHAI
Other Figures
Loans to GDP as of 2022
United States
Thailand
South Korea
Japan
Malaysia
Singapore
China
0
50
69.9
88.9
100.7
102.9
108.5
126.4
100
150
1.7 1.9 2.1 2.3 2.4 2.3 2.3 2.3 2.3
% to GDP
4.4 4.4 4.5
3.7 3.9
3.4
0
2009
2012
2015
Personal Loan Outstanding (LHS)
2018
2021
1H23
-% Personal Loans to GDP (RHS)
Note: 1) Personal Loans represent outstanding personal loans under supervision (including
commercial banks and non-banks, excluding SFIs, saving cooperatives and others
financial Institution)
บริการทุกระดับประทับใจ
167
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Thai Banks' Loan Growth and NPL Ratio
15 15.23
12
3.89
9
2.94
6
3
2.44 2.31 2.31
12.0 14.6 13.9 10.6 4.8 6.2 2.4 4.6 5.8 2.3 5.6 6.4 2.7 1.3.
2.69 2.99 3.08 3.09 3.14 3.25 3.12 2.86 2.82
0
% of GDP
176.8
-0.7
-3
0
2009
2011
2013
% YoY Loan Growth
2015
2017
2019
-% Gross NPL Ratio
2021
1Q23
200
Note: Data on China, Korea and Japan include loans from commercial banks as well as financial
institutions, the rest include loans only from commercial banks
Credit Card Statistics
Note % YoY Net loans represent growth of net loans in 18 Thai commercial banks from C.B.1.1
Latest data for % Gross NPL is at 3.04% as of 2Q22.
GDP Per Capita
Baht
% YoY
21.1
25
19.9
250,000
11.3
20
12.8
12.7
15
11.1 9.7
10.2
10
5
5.8 14.3 11.0 9.5
7.2 6.0
6.7
4.8 8.0 9.4 6.2 9.2
8.7
200,000
4.0
-1.1
5.4 2.4
150,000
0
-5
11.6
100,000
-10
-15
2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 1H23
50,000
Credit Card Loan Growth
Spending Growth
147,364
163,956
170,467
0
Note: The credit card statistics number includes foreign bank and non-bank credit cards
Source: BOT, NESDC, NSO, CEIC Data, and KResearch
บริการทุกระดับประทับใจ
8.6
3.9
1.8
3.2
185,159
192,327
195,807
202,151
213,586
5.7 5.4 5.2
225,095
236,861
% YoY
20
20
7.2
10
2.9
3.0
0
-7.5
-10
243,705
225,311
231,986
248,635
-20
-30
2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
GDP Per Capita
--% YoY
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