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Investor Presentaiton

Investor Presentation - First half 2022 Danske Bank Trading: Continued support to customers through extraordinary fixed income market conditions; trading income negative in Q2, driven by losses in Rates & Credit at LC&I Highlights LC&I • Extraordinarily high volatility, wider credit spreads and lower liquidity in core Nordic fixed income markets led to losses in fixed income market making inventory but also trading losses as spreads used for hedging widened • Somewhat mitigated by higher income in Currencies Net trading income (DKK m) Group Functions North. Ireland BC PC XVA LC&lex.xVA 2,291 127 177 136 94 565 Northern Ireland 109 1,758 105 • Rate increases drove mark-to-market movements on the hedging portfolio 175 243 867 220 Group Functions 126 -105 Bond portfolios negatively affected by market value -209 adjustments of Danish mortgage bond investments -99 • Note that H1-21 included a gain of DKK 0.2 bn related to the sale of shares in VISA 137 134 116 29 66 -242 -143 -130 -740 -390 H1-22 H1-21 Q122 02-22 13
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