Barclays H1 2022 Results
Jun-22 coverage ratios remain strong
Credit cards, unsecured loans and other retail lending
Gross exposure (£bn)
Impairment allowance (£bn)
Coverage ratio
Gross exposure (£bn)
60.2
3.4
8.1%
8.8% 7.3%
52.6
4.9
45.8
2.5
10.8
4.0
3.9
68.5%
2.3
64.5% 57.7%
130.3
151.7
2.8
177.0
2.7
16.2
Wholesale loans
Impairment allowance (£bn)
Coverage ratio
0.8% 0.8% 0.7%
6.5
5.6
2.3
2.4
10.4
15.9
23.2% 22.3% 18.9%
1.5
1.4
18.7%
30.1%
23.9%
1.2
1.2
1.0
2.9% 1.6% 1.7%
46.0
158.1
43.6
37.8
133.0
2.0
1.7
1.6
117.5
0.6
0.5
1.2%
2.2% 2.0%
0.5
0.3
0.3
0.1% 0.3% 0.3%
0.5
0.8
0.9
0.3
0.4
0.4
0.1
Dec-19 Dec-21 Jun-22
Dec-19 Dec-21 Jun-22
Dec-19 Dec-21 Jun-22
Dec-19 Dec-21 Jun-22
Dec-19 Dec-21 Jun-22
Dec-19 Dec-21 Jun-22
Home loans
Total loans
Gross exposure (£bn) Impairment allowance (£bn)
Coverage ratio
154.9 2.1
169.7 171.7
2.1
0.3% 0.3% 0.3%
2.2
19.5 18.7
17.0
0.5
0.5
16.1% 18.7% 18.9%
345.4
7.9
38.2
Gross exposure (£bn)
401.3
367.2 7.3
7.2
41.1
Impairment allowance (£bn)
Coverage ratio
1.8% 1.6% 1.4%
41.5
40.7% 34.8% 32.3%
0.4
6.3
5.7
5.5
0.4%
0.3% 0.2%
6.2% 4.9% 4.5%
148.1 150.9
352.6
3.2
135.7
0.3
0.4
0.4
299.3
318.9
2.5
2.4
2.4
2.0
1.9
0.2% 0.4% 0.4%
0.1
0.1
0.0
0.0 0.0
0.0
0.7
1.2
1.3
Dec-19 Dec-21 Jun-22
Dec-19 Dec-21 Jun-22 Dec-19 Dec-21 Jun-22
Dec-19 Dec-21 Jun-22
Dec-19 Dec-21 Jun-22
Dec-19 Dec-21 Jun-22
■Stage 1
Stage 2
■Stage 3
Note: Charts may not sum due to rounding |
37 | Barclays H1 2022 Results | 28 July 2022
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